This briefing by The Initiative For Smallholder Finance explores the causes of low uptake in digital credit for smallholders in Tanzania. Dalberg’s Design Impact Group (DIG) explores these causes to better understand how concrete product solutions to jump-start adoption of digital credit products can be developed. Digital credit products represent an important financial inclusion opportunity for smallholder farmers in Tanzania, where close to 80% of the workforce is engaged in farming. Uptake of these products by smallholder farmers, however, remains limited. »