agricultural lending tools

This webinar by Agriculture Finance Support Facility’s (AgriFin) looks at the role of digital infrastructures in driving efficiency and sustainability in the agricultural value chain. It dives into issues that surround emerging innovations, capacity strengthening, and the enabling environment of mobile service banking. »

This briefing note by the The Initiative for Smallholder Finance, details how philanthropic investment can play an influential role in mitigating foreign exchange risk. The note emerged from conversations with stakeholders at various levels of the agricultural value chain who expressed concerns about managing the foreign exchange (FX) exposure in their businesses – traders who pre-finance farmers and financiers who lend to smallholders and agri-businesses, among others. »

This briefing note by the Initiative for Smallholder Finance explores how innovative lenders are using new data sources and analytics to assess the creditworthiness of borrowers. It seeks to supplement the growing body of literature on alternative applications of data in assessing credit risk with a discussion of the opportunity to extend these models to the agriculture sector. »

This toolkit by IFC introduces and explains step by step the key elements of success for financial institutions (FIs) to expand financial services to farmers. The guide includes advice on each step involved and tips on how to address the complex challenges that might arise during product development process. »

The risk management factsheet (PDF) elaborated by Cordaid presents four categories of risk mitigating measures that microfinance institutions (MFIs) can adopt to enhance safe opportunities for agricultural lending, in terms of: preparation, product risk alleviation, operations and collaborations. »

The Initiative for Smallholder Finance is a multi-donor effort designed to demonstrate how specific products and services can expand the reach of financing for smallholder farmers. They have published several briefings which provide insight into targeted market research, product development and testing and investment facilitation in the smallholder finance market. »