finance

This briefing paper finds that governments and donors are failing to provide women farmers with relevant and adequate support for farming and adapting to climate change. Oxfam conducted research on government and donor investments. »

This highlight discusses the engagement of formal financial service providers in the agriculture sector. Less than 2% of the demand for global financing by smallholder farmers is met by financial institutions. This is due to a number of risks that are specific to agriculture. »

This analysis discusses the relationship between the enabling environment and smallholder finance. The smallholder finance environment is determined by at least four key elements, including the regulatory, financial, knowledge, and digital infrastructure of a given country or context. »

This article compares farmer knowledge of the requirements to obtain finance with the actual requirements set by different finance provider types. This can provide valuable insights to policy makers about ways to improve farmers’ access to finance.  »

This article investigates the credit risk of microfinance loans with flexible repayment schedules for crop farmers. Flexible repayment schedules allow a redistribution of principal payments during periods with low agricultural returns to periods when agricultural returns are high through predefined grace periods. »

This article investigates the role of institutional credit on farm income and farm household consumption expenditures in India. A goal of agricultural policy in India has been to reduce farmers’ dependence on informal credit. To that end, recent initiatives are focused explicitly on rural areas and have a positive impact on the flow of agricultural credit. »